When using insurance, you may still be responsible for part of the cost of your care.
These costs are determined by your insurance plan and typically fall into three categories: copays, coinsurance, and deductibles.
💳 Copay
A copay is a fixed amount you pay for each visit.
For example:
• your plan may require a $20 or $40 copay per session
If your plan includes a copay, that amount may be charged after your appointment.
📊 Coinsurance
Coinsurance is a percentage of the cost that you are responsible for.
For example:
• if your plan has 20% coinsurance
• your insurance pays 80%
• you are responsible for the remaining 20%
Coinsurance usually applies after your deductible has been met.
🧾 Deductible
A deductible is the amount you must pay out of pocket before your insurance begins covering costs.
For example:
• if your deductible is $1,000
• you may need to pay the full cost of sessions until that amount is reached
After your deductible is met, your insurance may begin covering part of your care.
🤔 Why might I still receive a bill?
Even if your insurance includes nutrition benefits, you may still receive a bill if:
• your deductible has not been met
• your plan includes coinsurance
• your plan requires a copay
⚠️ Important to know
• Costs vary depending on your specific insurance plan
• Insurance verification provides an estimate, not a guarantee
• Final costs are determined after your insurance processes the claim
👉 Have questions about your coverage?
If you’re unsure about your benefits or receive a bill you don’t expect, our team is happy to help.
Please contact: support@topnutritioncoaching.com